Terms & Conditions

Welcome to ServiPal ("Company," "we," "our," "us"). By downloading, accessing, or using our mobile application, website, or services (the "App"), you ("user," "customer," or "service provider") agree to these Terms & Conditions ("Terms"). If you do not agree, please do not use ServiPal.

Eligibility

  • You must be at least 18 years old to use ServiPal.

  • By registering, you confirm the information you provide is accurate and complete.

  • Accounts may be suspended or terminated for violations of these Terms.

Scope of Services

ServiPal provides an integrated platform offering:

  1. 1
    Swift Delivery – connecting customers with dispatch riders for secure item delivery.
  2. 2
    Food on Demand – enabling restaurant orders and home/office food delivery.
  3. 3
    Laundry Services – scheduling laundry pickup, cleaning, and delivery.
  4. 4
    Peer-to-Peer Marketplace – facilitating buying and selling of goods with escrow protection.

We act solely as an intermediary platform. We are not the provider of goods/services listed by third parties and assume no responsibility for the quality, safety, or legality of such services.

User Accounts

  • You are responsible for keeping your login details secure.

  • You agree not to share your account with others or impersonate another person.

  • We reserve the right to suspend or close accounts for misuse.

Payments & Refunds

  • Payments are processed through trusted third-party gateways (Flutterwave).

  • All prices include applicable taxes and service charges unless stated otherwise.

  • For marketplace transactions, escrow funds are only released once delivery/service is confirmed.

  • If a user cancels an order or request after payment has been made, payment gateway or transaction processing charges are non-refundable. Only the remaining balance (if any) may be refunded according to our Refund Policy.

Responsibilities of Users

By using ServiPal, you agree NOT to:

  • Use the App for illegal, fraudulent, or harmful activities.

  • Upload false listings, misleading descriptions, or counterfeit items.

  • Harass, abuse, or defraud other users or service providers.

  • Attempt to hack, disrupt, or reverse-engineer our systems.

Delivery, Food & Laundry Services

  • Delivery times are estimates and may vary due to circumstances beyond our control.

  • Food and laundry services are provided by independent vendors; ServiPal is not responsible for food allergies, delays, or damages.

  • Customers are responsible for verifying orders upon receipt.

Marketplace Transactions

  • Buyers and sellers must comply with applicable laws (e.g., no prohibited or illegal goods).

  • Escrow protection applies only to transactions conducted within ServiPal.

  • Disputes between buyers and sellers will be handled via our in-app dispute resolution system before funds are released.

Intellectual Property

  • All content, trademarks, and software in ServiPal belong to us or our licensors.

  • You may not copy, modify, or distribute ServiPal's intellectual property without permission.

  • User-generated content (e.g., listings, reviews) remains yours, but you grant ServiPal a non-exclusive, royalty-free license to use it for service delivery.

Disclaimers & Limitation of Liability

  • ServiPal is provided "as is" and "as available."

  • We do not guarantee uninterrupted service, error-free operation, or specific outcomes.

To the fullest extent permitted by law, ServiPal is not liable for damages arising from:

  • Delays, loss, or damages in delivery.

  • Food quality, preparation, or health-related issues.

  • Marketplace disputes, fraudulent items, or non-delivery.

Termination

  • We may suspend or terminate your account for breaches of these Terms or misuse of the platform.

  • You may close your account at any time by contacting us.

Governing Law & Dispute Resolution

  • These Terms are governed by the laws of Nigeria.

  • Disputes shall be addressed via our in-app resolution system.

Changes to Terms

  • We may update these Terms at any time.

  • Continued use of ServiPal after updates means you accept the revised Terms.